Resources: Student Loans & PSLF
Plain-language explainers on federal forgiveness and repayment programs.
The Finnita Outcomes Report: Methodology and Results
Finnita publishes the full methodology behind every outcome we measure: $468/mo savings, 98% enrollment, automatic refunds, 6-8 weeks to enroll.
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Why Finnita Will Never Refinance a Federal Student Loan
Finnita will never refinance a federal student loan. Not because it would be bad business, but because it would be bad for borrowers. Refinancing replaces a federal loan with a private one, and in that single transaction every federal protection that came with the original loan is gone. Public Service Loan Forgiveness eligibility, income-driven repayment, ... <a title="Why Finnita Will Never Refinance a Federal Student Loan" class="read-more" href="https://finnita.com/blog/why-finnita-never-refinances-federal-loans/" aria-label="Read more about Why Finnita Will Never Refinance a Federal Student Loan">Read more</a>
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Why 89% of Borrowers Fail to Enroll in Forgiveness Programs On Their Own
Federal student loan forgiveness is real. PSLF has now forgiven more than $90 billion for over 1.2 million borrowers, averaging nearly $75,000 in forgiveness per recipient, according to a recent Brookings Institution analysis of Federal Student Aid data through January 2026. The programs work, but only for borrowers who get through the process. The problem ... <a title="Why 89% of Borrowers Fail to Enroll in Forgiveness Programs On Their Own" class="read-more" href="https://finnita.com/blog/why-89-percent-fail-pslf-on-their-own/" aria-label="Read more about Why 89% of Borrowers Fail to Enroll in Forgiveness Programs On Their Own">Read more</a>
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Income-Driven Repayment Plans After the SAVE Shutdown: A 2026 Guide
The SAVE plan is gone. As of March 10, 2026, a federal court approved the settlement that ended the Saving on a Valuable Education plan, and the roughly 7.5 million borrowers enrolled in it are now in transition. The Repayment Assistance Plan (RAP) launches July 1, 2026. PAYE and ICR will sunset by July 1, ... <a title="Income-Driven Repayment Plans After the SAVE Shutdown: A 2026 Guide" class="read-more" href="https://finnita.com/blog/idr-plans-after-save-shutdown-2026/" aria-label="Read more about Income-Driven Repayment Plans After the SAVE Shutdown: A 2026 Guide">Read more</a>
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Public Service Loan Forgiveness (PSLF): How It Actually Works in 2026
PSLF forgives student loans after 120 qualifying payments. Here's how the program works in 2026, with SAVE transition and the new employer rule.
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The Complete Guide to Federal Student Loan Forgiveness in 2026
By Erik Caso, Co-CEO — April 17, 2026 Federal student loan forgiveness is a set of federal programs that cancel some or all of a borrower’s remaining federal student loan balance once specific requirements have been met: a combination of qualifying payments, qualifying employment, or documented hardship, depending on the program. The major programs available ... <a title="The Complete Guide to Federal Student Loan Forgiveness in 2026" class="read-more" href="https://finnita.com/blog/federal-student-loan-forgiveness-2026/" aria-label="Read more about The Complete Guide to Federal Student Loan Forgiveness in 2026">Read more</a>
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