Your hospital
- Sign a 1.5-page agreement. Cancel anytime. No cost.
- Share the benefit with employees. Finnita provides the materials.
- That's it. Finnita handles enrollment, paperwork, and ongoing recertification.
Like giving your staff a raise — at no cost to the hospital.
Finnita enrolls your healthcare employees into federal repayment and forgiveness programs that can save them hundreds every month. Free to the hospital. No admin burden. 98% success rate.
Healthcare workers carry significant student loan debt — and most don't know what they qualify for
Nurses with at least a bachelor's degree carry an average of $88,000 in student loan debt — and many are eligible for federal programs that can dramatically reduce or eliminate it. But only 5% navigate the process successfully on their own.
Most don't realize that every year they've been working at a qualifying nonprofit hospital already counts toward loan forgiveness.
$88,000
average student loan debt for nurses (BSN or higher)
5%
succeed on their own
98%
succeed with Finnita
Every year your staff has already served at your organization counts
PSLF can forgive a healthcare worker's remaining loan balance after 10 years of qualifying payments at a qualifying employer. Nonprofit hospitals qualify — and the clock started the day they were hired.
A staff member with four years at your hospital may be just six years from zero. Finnita identifies how many years of credit each borrower has already earned and enrolls them in the program that maximizes their path to forgiveness.
Every employee at a qualifying nonprofit institution is eligible — not just clinical staff
If your organization is a 501(c)(3) nonprofit, PSLF eligibility extends to every employee — nurses, technicians, administrative staff, billing, maintenance, everyone. Finnita enrolls all of them.
What your hospital does vs. what Finnita does
Finnita
- Works with staff to assess their optimum repayment opportunities.
- Handles all enrollment — paperwork, employer certification, servicer coordination.
- Manages annual recertification so no employee misses a deadline.
Jon saved $629 a month — and he's on track for full loan forgiveness
Jon is a nurse at a nonprofit hospital with $151,000 in student loan debt. Before Finnita, he was on the standard repayment plan paying $761/month — and didn't know he was eligible for forgiveness.
| Before Finnita | After Finnita |
|---|---|
| $761/mo payment | $132/mo payment |
| Standard repayment | PSLF enrollment |
| No forgiveness path | $110,000 projected forgiveness |
| 0 qualifying years credited | 4 years credited, 6 remaining |
What healthcare organizations are saying
Finnita did a great job of obtaining the required information and getting things completed timely. Speaking with the Customer Reps was quite effortless — quite refreshing to not have to go through multiple phone trees to get connected to a real person.
Very happy with the service and thrilled with the savings! Extremely easy and smooth process. 10 out of 10!
Hospital questions, answered
Is this really free to the hospital?
Yes. Finnita is completely free to the employer — no fees, no minimums, no budget line item. Borrowers pay for the service directly, and they're net-positive from month one: the average customer saves $468/month. There's no cost, no risk, and no administrative burden to the hospital.
What does the hospital actually have to do?
Sign a 1.5-page agreement and let your employees know the benefit exists. That's it. Finnita provides communication materials. We handle enrollment, paperwork, employer certification, and ongoing annual recertification. Your HR team doesn't manage anything.
Does this only apply to nurses?
No. If your organization is a 501(c)(3) nonprofit, every employee is eligible for PSLF — nurses, technicians, administrative staff, billing, facilities, everyone. Finnita enrolls all qualifying employees, not just clinical staff.
We already offer financial wellness benefits. How is this different?
Financial wellness programs educate employees about their options. Finnita enrolls them. We don't host webinars or send people to a self-service portal — our team completes the paperwork, coordinates employer certifications, and manages annual recertification. The difference is the 98% success rate.
How do we know Finnita is legitimate?
Finnita is a Delaware Public Benefit Corporation with values written into our corporate charter. We have a 98% enrollment success rate across all customers and all programs, and a 100% refund guarantee if enrollment fails. We never refinance federal student loans and never will. Other hospitals and healthcare organizations like yours are already using Finnita.
What if an employee can't be enrolled?
100% refund. If Finnita can't enroll a borrower, every dollar is returned. No risk to the employee, no risk to the hospital.
Resources for healthcare organizations
New resources coming soon.