Results that speak for themselves

Finnita customers save an average of $468/month with a 98% enrollment success rate — the highest published savings in the industry.

$468/mo Average monthly savings Across all enrolled customers, all federal programs.
98% Enrollment success rate All customers, all programs. Compared to 11% for borrowers who try on their own.
$0 Cost to the employer Every competitor charges employers. Finnita is free.
100% Refund guarantee If Finnita can't enroll you, every dollar is returned.

How we measure our savings

$468/month in average savings is calculated across all enrolled customers, all federal programs. Not a subset. Not a best-case scenario. Every customer.

If you're comparing providers, ask them the same question: what's your average savings across all enrollees?

Learn how it works
See full methodology

Finnita's $468/month average savings figure includes every enrolled customer across every qualifying federal program — income-driven repayment plans, Public Service Loan Forgiveness, and all other applicable Department of Education programs. The figure represents the difference between each customer's pre-enrollment monthly payment and their post-enrollment monthly payment, averaged across the full enrolled customer base.

This methodology differs from most providers in the student loan benefits space. Some report savings only among a specific program subset (such as IDR-only enrollees). Others do not disclose their calculation methodology or sample scope. Finnita publishes its methodology because verifiable claims build trust — for employers evaluating the service, for borrowers making financial decisions, and for anyone comparing enrollment providers.

Finnita's 98% enrollment success rate is calculated across all customers and all federal programs. It represents the percentage of customers who are successfully enrolled in at least one qualifying federal repayment or forgiveness program. The only exclusion is cases involving misrepresentation on the application.

Real outcomes from real borrowers

A female teacher working with students in a classroom

Cynthia

6th Grade Teacher

Cynthia has $202,000 in student loan debt. Before Finnita, she was on the standard repayment plan paying $1,046/month — and didn't know she was eligible for forgiveness.

$583/mo saved
Before Finnita After Finnita
$1,046/mo payment $463/mo payment
Standard repayment PSLF enrollment
No forgiveness path $164,518 projected forgiveness
0 qualifying years 1 qualifying year (9 remaining)
A male nurse at a nurses' station in a clinical setting

Jon

Nurse

Jon is a nurse at a nonprofit hospital with $151,000 in student loan debt. Before Finnita, he was on the standard repayment plan paying $761/month.

$629/mo saved
Before Finnita After Finnita
$761/mo payment $132/mo payment
Standard repayment PSLF enrollment
No forgiveness path $110,000 projected forgiveness
0 qualifying years 4 qualifying years (6 remaining)
A lawyer at a federal government agency

Kendra

Government Lawyer

Kendra is a lawyer at a federal government agency with $320,000 in student loan debt. Before Finnita, she was on the standard repayment plan paying $1,813/month.

$1,501/mo saved
Before Finnita After Finnita
$1,813/mo payment $312/mo payment
Standard repayment PSLF enrollment
No forgiveness path $229,000 projected forgiveness
0 qualifying years 3 qualifying years (7 remaining)

What our customers say

Education
The team made this extremely easy for me and took a great deal of stress off my shoulders. I felt like I was in good hands. Amazing service from beginning to end!
Susan, Educator, FCBOE
Education
I was sick with worry about how I was going to pay my loans having a low income. This program made it so easy and stress free for me.
Stephanie B., Kennett School Systems
Education
Chelsea was awesome! She was professional, encouraging, patient and very timely. She followed up immediately when confirming that my loan had been forgiven.
Shirley Y., Kansas City Public School System
Education
Customer service was phenomenal! I was so impressed at how quickly my answers would come when I had questions!
Debbie, Harmony ISD
Education
Chelsea was amazing in the beginning of the process. She did a great job helping me sort through all the information and making sure I had all the right forms turned in.
Tammy D., Waskom ISD
Healthcare
Finnita did a great job of obtaining the required information and getting things completed timely. Speaking with the Customer Reps was quite effortless — quite refreshing to not have to go through multiple phone trees to get connected to a real person.
Michael F., Health First Hospital
Healthcare
Very happy with the service and thrilled with the savings! Extremely easy and smooth process. 10 out of 10!
— Public Health Provider
Government
It was a great experience. The team was very professional, extremely knowledgeable and there was no pressure to sign up. They went over my options and made me feel comfortable in my decision.
— Administrator
Education
My analyst is the best person that I have ever dealt with. She is always available and always has a positive attitude and explains things in great detail.
— Educator

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