Your district
- Sign a 1.5-page agreement. Cancel anytime. No cost.
- Share the benefit with employees. Finnita provides the materials.
- That's it. Finnita handles enrollment, paperwork, and ongoing recertification.
Like giving your staff a raise — at no cost to the district.
Finnita enrolls your staff into the federal repayment and forgiveness programs that can save them hundreds every month. Free to the district. No admin burden. 98% success rate.
Teachers carry more student loan debt than almost any profession
The average teacher carries $58,700 in student loan debt — well above the national average. Teachers are among the most eligible for federal loan forgiveness through Public Service Loan Forgiveness (PSLF). But only 5% navigate the process successfully on their own.
Most don't even know what they qualify for — or that they're already earning credit toward forgiveness every year they teach.
$58,700
average teacher student loan debt
5%
succeed on their own
98%
succeed with Finnita
Every year your staff has already worked counts
PSLF can forgive a borrower's remaining loan balance after 10 years of qualifying payments at a qualifying employer. Public schools qualify — and the clock started the day each staff member began working for the district.
A staff member with six years at the district may be just four years from zero. Finnita identifies how many years of credit each borrower has already earned and enrolls them in the program that maximizes their path to forgiveness.
What your district does vs. what Finnita does
Finnita
- Works with educators to assess their optimum repayment opportunities.
- Handles all enrollment — paperwork, employer certification, servicer coordination.
- Manages annual recertification so no teacher misses a deadline.
Cynthia saved $583 a month — and she's on track for full loan forgiveness
Cynthia is a 6th grade teacher with $202,000 in student loan debt. Before Finnita, she was on the standard repayment plan paying $1,046/month — and didn't know she was eligible for forgiveness.
| Before Finnita | After Finnita |
|---|---|
| $1,046/mo payment | $463/mo payment |
| Standard repayment | PSLF enrollment |
| No forgiveness path | $164,518 projected forgiveness |
| 0 qualifying years credited | 1 year credited, 9 remaining |
What educators are saying
I was sick with worry about how I was going to pay my loans having a low income. This program made it so easy and stress free for me.
Chelsea was awesome! She was professional, encouraging, patient and very timely. She followed up immediately when confirming that my loan had been forgiven. I never experienced anything but positivity.
Customer service was phenomenal! I was so impressed at how quickly my answers would come when I had questions!
District questions, answered
Is this really free to the district?
Yes. Finnita is completely free to the employer — no fees, no minimums, no budget line item. Borrowers pay for the service directly, and they're net-positive from month one: the average customer saves $468/month. There's no cost, no risk, and no administrative burden to the district.
What does the district actually have to do?
Sign a 1.5-page agreement and let your employees know the benefit exists. That's it. Finnita provides communication materials. We handle enrollment, paperwork, employer certification, and ongoing annual recertification. Your HR team doesn't manage anything.
Will the union support this?
This is a benefit the union can endorse — it puts money directly back into members' pockets at no cost to the district. There's no payroll deduction, no employer contribution, and no change to existing benefits. It's purely additive.
How do we know Finnita is legitimate?
Finnita is a Delaware Public Benefit Corporation with values written into our corporate charter. We have a 98% enrollment success rate across all customers and all programs, and a 100% refund guarantee if enrollment fails. We never refinance federal student loans and never will. Hundreds of districts like yours are already using Finnita.
What if our staff can do this themselves?
They can try — but only 5% of PSLF-eligible borrowers succeed on their own. The process is complex, the rules change frequently, and one mistake can cost years of progress. Finnita gets 98% enrolled. The gap between 5% and 98% is why districts bring Finnita to their employees.
What happens if a teacher can't be enrolled?
100% refund. If Finnita can't enroll a borrower, every dollar is returned. No risk to the teacher, no risk to the district.
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