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We handle your student loans from start to finish
From a 60-second free analysis to enrollment and annual recertification, Finnita's team manages the entire process so you don't have to.
The problem isn't eligibility. It's execution and maintenance.
Federal programs exist that can dramatically reduce or eliminate student loan debt for millions of working Americans. But the paperwork is dense, the deadlines are strict, and the system changes constantly. Getting enrolled — and staying enrolled — is where almost everyone fails.
Only 11% of borrowers who try on their own succeed. For public service workers eligible for loan forgiveness, it's just 5%.
Finnita exists to close that gap.
How it works
Stage 1
Free benefit analysis — under 60 seconds
Answer five quick questions and upload your student loan file. That's it. Finnita's proprietary algorithm analyzes your loans, identifies every federal program you may qualify for, and shows you exactly how much you could save.
No commitment. No credit check. No cost.
| You | Finnita |
|---|---|
| Answer 5 questions | Analyze your complete loan portfolio |
| Upload your loan file | Identify qualifying federal programs |
| See your projected savings | Calculate your optimal enrollment path |
Stage 2
We handle enrollment — all of it
Once you decide to move forward, Finnita's team takes over. We complete every form, optimize your application for successful enrollment, and submit everything to your loan servicer and the Department of Education.
98% of Finnita customers are successfully enrolled across all federal programs.
| You | Finnita |
|---|---|
| Say "yes, enroll me" | Complete all enrollment paperwork |
| Provide any requested documents | Coordinate employer certification |
| That's it | Submit to servicer and Department of Education |
Stage 3
We manage recertification — every year, every deadline
Federal programs require annual recertification. Miss a deadline, and your payments can spike, your forgiveness progress can reset, and you could lose years of benefits.
Finnita manages recertification for you — tracking deadlines, preparing paperwork, and monitoring compliance year-round. As long as you're a customer, your enrollment is actively managed.
Net-positive from month one
Finnita customers save an average of $468 per month. Customers save more than they pay from day one — and the savings continue as long as they're enrolled.
If we can't enroll you, you get a full refund. Every dollar, returned. That's our guarantee.
See our resultsWhat does the employer do? Almost nothing.
Finnita is free to the employer. No budget approval. No procurement process. No administrative burden.
Here's what it takes:
Let your employees know the benefit exists
Finnita provides the materials. You share them.
That's it.
Finnita handles everything else — enrollment, paperwork, recertification, customer support. Your HR team doesn't manage a thing.
Bring Finnita to your organization
Free to your organization. No procurement. No admin burden.
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